Frequently Asked Questions

General



Consumer Legal funding is generally either categorized as Pre-settlement or Post-settlement legal funding. It is when a company provides you a cash advance (“advance”) in exchange for the right to receive a portion of your case settlement proceeds in the future. You get money before you receive a settlement, to pay bills and pay nothing back until you get money from the settlement of your claims. If you never get money from your claims, you never have to pay anything back to the legal funding company (this is defined as a “non-recourse advance”).

Pre-settlement funding advances are cash received by you prior to the determination of the settlement value of your claim. Post-settlement funding advances are cash received by you after the determination of the settlement value of your claim by prior to your receipt of the proceeds. This happens due to the delay frequently occurring from the time the insurance company paying your claim and your receipt of the proceeds. These kinds of advances are not considered loans; they are not considered debt, there are no monthly payments, no “collections calls” or wage garnishments. Any money repaid to the legal funding company comes only out of the proceeds of the settlement through your attorney, not out of your pocket.

+ If I don’t have an attorney can MINT recommend one?

Yes, MINT has a large network of personal injury attorneys specializing in a broad range of injuries. We seek to work with only the best attorneys. We can help introduce you to one. Just let us know if we can help

+ What does “Non-Recourse” mean?

Non-recourse means you don’t have to pay back your advance if you lose your case. When you sign your agreement with MINT, we are agreeing to buy part of the settlement proceeds you may receive from your claim. In exchange, you get cash now, to help you until the rest of your settlement comes in and allows your attorney time to negotiate a fair settlement amount.

It’s not a loan — it’s a purchase for a potential future amount which may or may not occur. Because of that, it can never affect you credit rating, force you into bankruptcy or put you into collections (not repaying loans can). Because it’s a purchase, not a loan, if you lose your case, you owe us nothing.

+ What is the process to get an advance from MINT?

There are 3 easy steps to receive your pre-settlement funding.

  1. Apply — Prior to applying make sure you have your case information and attorney’s contact information. Let your attorney know you are applying for funding on your legal claim so they can expect a call from MINT. We will take your information provided, contact your attorney to verify your case details and get any other additional necessary information that might help us.
  2. Approval — MINT reviews your case information with your attorney, if you are qualified you’ll receive an approval notice and our contract agreement to sign. Make sure you review and fully complete your contract before signing, and ask any questions you may have. Your attorney will also need to sign and acknowledgement the contract agreement.
  3. Receive Your Funds — Following MINT’s receipt of your signed contract and your attorney’s acknowledgement, we’ll process the request. We generally can send money the same day or within 24 hours if possible using your selected method (Western Union, check or bank transfer) or the next day if it’s past our noon same day deadline.

+ What Types of Cases does MINT fund?

We fund a variety of personal injury cases. See more FAQ’s below “Types of Cases” for more specific details

+ Does the defendant’s insurance company know I’ve taken funding?

No, only you as the plaintiff, your attorney, and MINT will know you’ve received an advance from us.

Frequently Asked Questions

Financial



+ Do I need good credit to receive money from MINT?

We do not consider your credit score in our approval process. However, we do ask that you let us know if you have any child care or tax liens to help us with your approval.

+ How long does it take to get a cash advance from MINT?

We try to get you money as quickly as possible. The time it takes depends on the details of your case and the availability of your attorney. On average, the application review takes about two business days from the time we speak with your attorney, but we try to do it sooner if possible.

+ What is the typical amount of the advance can I expect to receive?

The typical amount of advance depends on estimated potential value of your case as determined through our underwriting process. We typically will make several advances over the life cycle of your case. This ensures you have cash over a longer period of time, further ensuring you are not overburdening your settlement value with the amount of fees and advances associated at the time of your case settlement and that your attorney has an optimal amount of time to maximize the value of your settlement while you balance your financial needs. Cumulative advances over the life cycle of your case will be generally limited to 10% - 20% of the expected value of your case during the pre-settlement period. Additional advances may be available during the post-settlement period of your case. It is in this regard we seek to be a responsible resource to both you and your attorney to try to ensure proper motivation and process to get to optimal settlement value.

+ How are the advances and any associated fees repaid?

The cash advances and associated fees are only paid from the proceeds of your case settlement. If the settlement value is not sufficient to pay the amount due, you are not responsible for any shortage of available settlement funds.

+ Am I responsible for repayment if I lose my case?

No, you keep the money you’ve received, you owe nothing and there’s no recourse.

+ What are the costs and fees of receiving an advance from MINT?

Many of our Competitors don’t make it very clear what their costs and fees are. Instead they solely rely on only telling you…, “It depends on the type of your case”, “You owe nothing if your case loses” and “You pay nothing out of pocket”. They basically don’t tell you until they know you’re ready to sign.

Beware of these companies. We believe is full transparency of our fees. We charge

  1. an application fee (processing fee) which varies based on the complexity of your case, and
  2. a non-compounding, interest fee rate of 16% each 6 month period your advance is outstanding (non-prorated). This compares very favorably to most competitor funding companies and may be less expensive than a recourse cash advance from a credit card in many states.

Frequently Asked Questions

Application & Settlement



+ What should I do after I apply?

Simple once you’ve applied:

  1. Next, contact your attorney and let them know about your application with us and to expect our call. At the same time we will get in touch with them to review your case details, decide on the appropriate amount of the cash advance at that time.
  2. Then we will be back in touch with you shortly afterwards, so stay alert for a text, call or e-mail from us.
  3. We will contact you when your application is approved to discuss anything further we may need. We will then confirm with you that the amount is acceptable to you (if different than your requested amount), prepare your contract agreement for you and your attorney’s signatures and we will send it over to them.

As soon as you and your attorney sign the agreement and it's sent back to us, we will have your funds available for you.

+ What should I tell my Attorney?

If you weren’t referred to us through your attorney, let them know you applied for an advance with MINT and that we will be contacting them. We will be asking your attorney to provide additional case details as required to help us in our review process. If we’ve previously worked with your attorney in the past, things generally move much quicker.

If we haven’t worked with your attorney put in a good word for us and there’s a chance you might be eligible for a referral fee. If the referral fee is for your case and it is the first time we are working with your attorney we will give you a $50.00 credit against your application fee.

+ Can I apply for additional funding?

Yes. We recommend that you contact us each quarter to see if you’re eligible for additional funding. The best way to do this is to fill out an application again with us and note where applicable that you received an advance from us in the past (it will speed things up). At that time, we will get back in touch with your Attorney on record.

It’s simple you apply as before for additional funding by completing our free application online or by contacting us by phone. Afterwards, we will get in back touch with your attorney. The additional funding process is as simple and in many cases easier than your first time funding request.

We will review any case updates or changes with you or your attorney. So make sure to provide current attorney information, phone number, and email address when applying for additional funding.

If you are approved for additional funding, we will notify you of the approval. You will then sign an additional funding contract and your attorney will sign our acknowledgment form for the additional funding.

+ Why might my application be delayed or declined?

This is not unusual. Despite our best efforts sometimes we are delayed or can’t provide funding for your case. These pointers may help.

  1. Your paperwork may be incomplete. You need to make sure to properly complete all required portions of your application. In order to provide you with funding, we need to receive signed and complete copies of paperwork from you with a co-signed acknowledgement from your attorney. Make sure to provide us with proper contact information. Then check your email and, or phone, if we need to reach you for questions or updates.
  2. We're still waiting to speak with your attorney. Make sure your attorney knows that you have applied for funding from us and that we will be contacting them. We need to speak with your attorney before providing you funding on your case.
  3. We may be limited on the amount we can fund based on your type of injuries and what you are asking for is in excess of the funding we can provide at this time.
  4. Unfortunately it’s not a type of case we can fund. We provide funding on many different types of cases but there are certain underwriting criteria which need to be meet from our underwriting standpoint. That does not mean you don’t have a case with merit.
  5. Despite your best efforts there may be other reasons or circumstances why we are not able to provide you with funding. Our team will provide as much information as possible regarding your particular circumstances and any actions you may take to assist us in overcoming our constraints and let you know when you can re-apply for funding with us.

+ What happens when my case settles or there’s a verdict?

Once your case ends either by settlement or verdict, let us know ASAP, or your attorney should be in contact with us.

At that point if you’ve received a favorable resolution, you may ask us for additional funds while you wait for your proceeds. This is the post-settlement phase where you may need to wait a period of time while your attorney determines if there are any outside liens such as child support or tax liens that you might have to pay. If there is sufficient value from your case you can ask us for a post-settlement advance.

Your attorney can help in this regard and at your request we can contact them for an additional advance during this period. Otherwise, when the net proceeds are available, your attorney is responsible to pay us back the amount due in your agreement at that time and pay all other parties including you.

If there is no recovery on your case, you get to keep the funds you previously received from MINT. There is no responsibility or risk to you for none payment. Please tell your attorney to contact us regardless if there is no recovery, or there’s a settlement on your case.

+ How can I get a copy of my payoff amount due?

Simple, if you or your attorney needs a payoff amount at any time, email us at: payoffs@mintlegalfunding.com or call (516) 222-6263 (MINT). Also, when you receive your settlement, your attorney will submit our repayment directly to us, no need to worry.

Frequently Asked Questions

Case Types & Commonly Used Terms



+ “At fault” accidents

An "at-fault" accident means the defendant caused the accident to take place, either through an act of their own, or by failing to take an action. Whether or not they “meant to” do something, if they are the cause of the accident, they are still considered to be at-fault.

The plaintiff in these cases need to be able to prove that the defendant was at fault in order to receive damages for their injuries and show their injuries were a direct result from the defendants negligence.

+ Auto and Motor Vehicle Accidents

A car accident, also referred to as a “traffic collision,” or a “motor vehicle accident,” occurs when a motor vehicle strikes or collides another vehicle, a stationary object, a pedestrian, or an animal. While some car accidents result only in property damage, others result in severe injuries or death. There are many factors that can contribute to car accidents, and sometimes such accidents have legal consequences. Liability for a car accident is determined by many factors, including the specific circumstances that led to the accident, and whether one of the drivers violated any traffic laws.

Some states use the concept of comparative negligence. This is a system in which both parties to an accident are considered to have been at least partially at fault, and the court assigns each party a percentage of fault. The drivers would then be liable for a percentage of the total damages, equal to the percentage of fault assigned.

A driver who causes a car accident may face civil and criminal penalties, depending on the circumstances. Accidents caused by a driver’s negligence, such as failing to look before backing out of a parking stall, reaching for something that fell off the seat, or failing to reduce speed when the road is wet, commonly subject the driver to civil penalties, when the other driver files a civil lawsuit.

The victim of a car accident can file a civil lawsuit seeking damages for loss of property, injuries, loss of earnings, and more. If the victim died as a result of the accident, his family can file a civil lawsuit for wrongful death (see below). This allows a surviving family member sue the at-fault driver to receive compensation.

+ Civil Rights Cases

A lawsuit for a civil rights violation will be filed and handled in civil court (federal or state civil court). In a civil case, the person claiming a civil rights violation (the "plaintiff") files a "complaint" with the court. The complaint sets out certain facts and allegations, in an attempt to show that the opposing party (the "defendant(s)") is/are responsible for the civil rights violations alleged in the complaint, and for any harm suffered by the plaintiff as a result.

Ultimately, if the civil rights case goes to trial, the plaintiff must prove by a "preponderance of the evidence" (that it is more likely than not) that the defendant is legally responsible for the damages alleged by the plaintiff.

Unlawful Imprisonment (False Imprisonment) False imprisonment occurs when a person (who doesn't have legal authority or justification) intentionally restrains another person's ability to move freely. This can also be called unlawful imprisonment in the first degree and is detailed in the penal code for your state.

To claim false imprisonment, you must reasonably believe that you were confined; a court will determine whether the belief is reasonable by determining what a reasonable person would do or believe under similar circumstances. Additionally, the defendant must have the intent to commit the confinement without the privilege to do so.

Examples of false imprisonment may include:

  • A person locking another person in a room without their permission
  • A person grabbing onto another person without their consent, and holding them so that they cannot leave
  • A security guard or store owner who detains someone for an unreasonable amount of time based on their appearance
  • An employer who detains someone for questioning for an unreasonable amount of time for suspected theft
  • Nursing home staff who medicates a patient without their consent under physical or emotional threat

The following examples don't constitute false imprisonment:

  • A claim that you were falsely imprisoned simply because you were found innocent of a crime
  • A person who grabs your arm but you know you can free yourself from his grip without fear of retaliation
  • A storekeeper who detains you for a reasonable amount of time for questioning based on probable cause, such as if she saw you take a concealed item out of the store without paying for it
  • A person who closes the front door and asks you not to leave, but you know you can leave through an open side door

These crimes can be a misdemeanor or a felony depending on the circumstances. Even the police may be charged with false imprisonment if they exceed their authority (such as detaining someone without justification).

+ Construction Site Negligence

Serious work-related injuries at construction sites occur with unfortunate frequency. Regulations, specifications, inspection requirements, and job safety programs all seek to prevent construction site accidents and promote safety awareness on the part of all parties involved in a construction project.

Despite these important efforts to deal with the challenge of construction site safety, accidents occur, due to both the nature of the work itself and the variety of hazards faced by construction workers. These hazards can include falls from scaffolds and other elevations, being struck by moving or falling machinery, electrocution, health hazards resulting from exposure to asbestos and chemicals, injuries caused by defective or unreasonably unsafe equipment, and lifting and repetitive motion injuries.

Safety regulations under the Occupational Safety and Health Act of 1970 (“OSHA”) have been adopted by most states in some form, and these regulations apply to work done at construction sites. The issue of who is responsible for ensuring compliance with OSHA regulations (i.e. general contractor or sub-contractor) often turns on who was in control of the job site or job activity when the injured employee was hurt. The legal effect of a violation of OSHA regulations will vary, depending on the state in which the construction injury took place. In certain jurisdictions, if it can be shown that an OSHA regulation was violated and an injury resulted, nothing more needs to be proven to establish that the liable party was negligent.

+ Dog and Animal Bites

Every year, thousands of Americans are bitten by animals -- most often dogs. In many cases, a person bitten by an animal may have a legal right to recover damages from the animal's owner or another responsible party.

In deciding who is responsible for an animal bite, the first thing to determine is: who is the owner of the animal? Some states impose what is known as "strict liability" upon animal owners whose animals bite or attack others. Under the theory of strict liability, an owner is legally responsible ("liable") for an animal bite, regardless of whether the owner did anything wrong with respect to protecting others from attack. Under this theory, even if the owner had no reason to know that his or her animal was dangerous, if the animal bit someone, the owner would still be liable. In other states, the owner of an animal can be held liable for the injuries it inflicts, provided that the owner knew (or had reason to know) that the animal had "dangerous propensities." In other words, if an animal owner knows that his or her animal is dangerous and could cause injury to a person, the animal owner can be held liable for the animal's harmful actions.

Determining whether an owner knew of an animal's "dangerous propensities" can be difficult. The first question that often arises in making this determination is whether the owner needs to know of the particular animal's potential for harm, or whether the owner only needs to know that type of animal is potentially harmful.

There are instances in which an owner of a vicious animal might not be held liable for an attack by the animal. For example, if the animal owner adequately warned other people that the animal was dangerous, and took measures to keep the animal away from people, a person who ignored the owner's warnings and was injured by the animal might not successfully sue the owner. In legal terms, the injured person's behavior in such a situation is known as "contributory negligence" or "assumption of the risk." An injured person is contributorily negligent when he or she fails to exercise the degree of care for his or her safety that a reasonable person would exercise under similar circumstances.

For example, if a person climbs over a fence and is bitten by a dog on the other side, a jury could decide not to hold the dog owner liable if they believed that a normal reasonable person would not have climbed over the wall in the first place. To use another example, if the owner puts up a "Beware of Dog" sign, and a person ignores this sign and gets bitten by the dog, the owner might not be responsible for that person's injury. If the animal owner is claiming either "assumption of risk" or "contributory negligence," however, the owner has the burden of convincing the jury of these arguments.

An animal owner can also argue that the injured person provoked the animal, and this may be a way for the owner to avoid liability.

+ FELA Accidents (Railroad sites)

Employees in many professions face the possibility of injury on the job. Unfortunately, railroad workers face a greater risk than most, due to the dangerous nature of railroad work. As a response to this heightened risk of injury, the federal government passed the Federal Employers Liability Act (FELA) in 1908 to provide railroad workers with certain rights and protections. Under the FELA, railroad companies are required to enforce safety regulations, to provide proper safety training and supervision, and to refrain from making unreasonable demands of workers. If an employer fails to adhere to the FELA's regulations and a worker is injured as a result, he or she can bring a FELA claim against the employer.

One of the easiest ways to prove that a railroad company/employer is liable for your injuries under FELA is to establish that some federal workplace safety regulation was violated in connection with your injuries. Occupational Safety and Health Administration (OSHA) safety standards and regulations apply to work done by railroad employees, so it is helpful to have a general idea of your rights under OSHA as a railroad employee.

Frequently Asked Questions

Case Types & Commonly Used Terms



+ General Negligence

One of the most common types of personal injury lawsuits involves a claim of negligence. Negligence describes a situation in which a person acts in a careless (or "negligent") manner, which results in someone else getting hurt or property being damaged. Negligence can often be a difficult area of law to define because it involves a legal analysis of the elements of negligence as they relate to the facts of a particular case.

In a successful negligence suit, the plaintiff must show that each of the following five elements was present:

  1. a duty of care owed by the defendant to the plaintiff
  2. a breach of that duty
  3. an actual causal connection between the defendant's conduct and the resulting harm
  4. proximate cause, which relates to whether the harm was foreseeable
  5. damages resulting from the defendant's conduct.

What separates a common accident from an act of negligence; however, is the "standard of care" required in a given situation. By neglecting the proper standard of care for a given situation, an individual may be found liable for any resulting injuries. The test as to whether a person has acted as a reasonable person is an objective one, and so it doesn't take into account the specific abilities of a defendant.

+ Jones Act (Maritime Accidents)

The Merchant Marine Act of 1920, more commonly known as the Jones Act, lays out the legal framework for the U.S. Merchant Marine. One of its most important functions is to protect mariners injured at sea, since they are not qualified for workers' compensation under maritime law. Generally speaking, the term "Merchant Marine" refers to the fleet of commercial ships that delivers goods to and from other nations during peacetime, as opposed to military vessels.

Unlike typical injury claims, the plaintiff in a Jones Act claim only has to show that the employer's negligence played some role in the injury, however minor. So if the crew member who slipped on the deck was also negligent, he or she still could file a claim if the slippery conditions were just one cause of the injury.

“Comparative fault” standards are applied in these cases. If the employer can prove that the plaintiff’s actions contributed to or caused the accident, the amount of the award can be reduced accordingly.

+ "No Fault" Accidents and Insurance

These are typically referred to with regard to automobile accidents. About a dozen states have what are called "no fault" laws with respect to injury claims for automobile accidents. In these states (including Pennsylvania, Florida, New York, and Massachusetts), drivers are to varying degrees released from liability for causing bodily harm in an accident. Generally, no fault insurance policies cover bodily injuries sustained by the insured regardless of fault.

+ Pedestrian Accidents

Pedestrians are a particularly vulnerable segment of traffic, which is why motorists must yield to people crossing the street or crossing the paths of automobiles. As with any other traffic accident, liability for pedestrian accidents is based on negligence. Although motorists do tend to take the blame for many accidents of this type, pedestrians can still be liable under a doctrine called “contributory negligence.”

Negligence is the failure to do (or not do) something that a reasonable person in a similar situation would, to protect others from foreseeable risks. To establish negligence in a pedestrian accident, the injured person (the "plaintiff") must prove that the person at fault (the "defendant"):

  • Owed a legal duty to the plaintiff under the circumstances
  • Failed to fulfill ("breached") that legal duty through action or inaction
  • Caused an accident or injury involving the plaintiff
  • Harmed or injured the plaintiff as a result

When a pedestrian is injured, there may be more than one party with legal responsibility for the accident. Depending on the circumstances, potential liable parties include:

  • The driver of a vehicle that strikes a pedestrian
  • The party responsible for maintaining the sidewalk, road, or parking lot where
  • The pedestrian himself or herself

Usually, pedestrian-vehicle accident cases hinge on the duty of care owed by those involved. Both drivers and pedestrians must follow the rules of the road and exercise reasonable care. In many cases, it may seem obvious who was negligent, but the courts look at numerous factors in applying the facts to the negligence elements.

A pedestrian must exercise reasonable care for his or her own safety. The care required must be proportionate to the danger to be avoided and reasonably anticipated consequences. Contributory negligence may be assessed against a pedestrian if they failed to exercise such care and contributed to the cause of their own injuries.

A few of the most common factors contributing to pedestrian negligence are:

  • Ignoring the "walk" signal at an intersection
  • Entering traffic and disrupt the flow
  • Failing to use marked crosswalks
  • Darting in front of a vehicle

The majority of states now use a comparative negligence theory in determination of these types of cases. This situation is often referred to as "apportionment of fault" or "allocation of fault."

It should be noted some states have changed comparative negligence principles to permit a person to collect in a lawsuit only if he or she is found to be less than 50% at fault.

+ Premises Accidents (Slip and Fall, Trip and Fall)

It's sometimes difficult to prove who is at fault -- or liability -- for slip and fall accidents. Thousands of people each year are injured, many seriously, from slipping and falling on a floor, stairs, or other surface that has become slick or dangerous. Even ground that has become uneven to a dangerous degree can lead to severe injuries. However, sometimes it may be difficult to prove that the owner of the property is responsible for a slip and fall accident.

Could the Property Owner Have Prevented the Accident? If you or a loved one has been injured in a slip and fall accident, it may be tempting to seek out justice in the form of a lawsuit as soon as possible. But stop and ask this question first: If the property owner was more careful, could the accident have been avoided? Every person has a responsibility to be aware of their surroundings and make efforts to avoid dangerous conditions.

Reasonableness is often balanced against the care that the person that slipped and fell should have used. If you've been injured in a slip and fall accident on someone else's property because of a dangerous condition, you'll likely need to be able to show one of the following in order to win a case for your injuries:

  1. Either the property owner or his employee should have known of the dangerous condition because another, "reasonable" person in his or her position would have known about the dangerous condition and fixed it.
  2. Either the property owner or his employee actually did know about the dangerous condition but did not repair or fix it.

Either the property owner or his employee caused the dangerous condition (spill, broken flooring, etc.). After presenting your evidence and arguments, it'll be up to the judge or jury to decide whether the property owner should have known about the slippery step that caused you to fall.

Comparative Negligence. Most states follow the rule of comparative negligence when it comes to slip and fall accidents, providing a defense to negligence charges. This means that if you, in some way, contributed to your own accident (for example, you were talking on your cell phone and not paying attention to a warning sign), your award for your injuries and other damages may be lessened by the amount that you were comparatively at fault (this percentage is determined by a judge or jury).

Like researching the liability of the property owner, there are some questions that you can ask of yourself to estimate how likely it is that you'll be found to be comparatively negligent: Did you have a legitimate reason for being on the property owner's premises when the accident happened? Should the owner have anticipated you, or someone in a similar situation to you, being there?

Would a person of reasonable caution in the same situation have noticed and avoided the dangerous condition, or handled the condition in a way that would have lessened the chances of slipping and falling (for example, holding onto the handrail while going down icy stairs)?

Although you won't have to prove to the insurance company that you were extremely careful, you'll probably have to show enough so that the insurance company can conclude that you weren't acting negligently yourself.

+ Workplace Negligence (Are they always Worker’s Compensation Cases?)

Not always. Generally, you are barred from suing your employer for a workplace injury. This is because when employers provide workers' compensation insurance for the benefit of their employees, they are typically protected from defending personal injury claims brought by those employees. The workers' compensation system was established as a trade-off in which injured employees give up their right to sue employers in court in exchange for the right to receive workers' compensation benefits, regardless of who was at fault for their injuries. This is known as a no-fault system.

However, there are some important exceptions.

If you were injured at work this is generally covered as a workers compensation claim. However, if you believe your employer intentionally caused you this harm, you can bring a suit for an intentional tort in civil court. Tort injuries include not only physical harms, but also non-physical injuries such as emotional distress.

Here are the most common intentional torts:

  • Battery - injury to your person, i.e. you have been hit by someone or something
  • Assault - an attempted battery, or the threat to commit a battery
  • False Imprisonment - confinement against your will, without legal authority
  • Intentional Infliction of Emotional Distress - you have been emotionally traumatized by truly terrible conduct
  • Fraud - someone lied to you and it caused you to suffer injury
  • Defamation - when someone says something false about you and it causes you harm, including libel and slander
  • Invasion of Privacy - there are four types of invasion of privacy, but it generally means either your private information or photos of you were exposed to a large audience
  • Conversion - when someone takes your property and makes it their own
  • Trespass - someone entered your property or used your property without your permission

+ Wrongful Death Actions

Arguably the worst injury one can suffer as a result of someone else's intentional or negligent behavior is death. While the injured party can't file a wrongful death lawsuit on their own behalf, his or her surviving family members can file a suit on behalf of the deceased person, also referred to as the decedent. This serves to allow the victim's loved ones to receive compensation for their loss. Damages in a wrongful death suit can include loss of support, any medical and funeral expenses, and the loss of consortium (deprivation of the benefits of a family relationship due to injuries caused by the defendant).

These claims are most commonly associated with medical malpractice, fatal car accidents, when a victim is intentionally killed, or death by drowning accidents, and are filed by representatives of the victim’s estate. However, when death results from injury sustained from the negligence of others and the decedents commence suit, it is considered a wrongful death action.